Your Portfolio

The discretionary service can be offered to you where you hold a mix of general investment accounts, ISAs or pensions.

Your financial advisor will either have selected one of our model portfolios for you to invest in, or instead it may have been determined that a bespoke portfolio is more suitable for your needs.

Our model portfolios currently fall under the following headings and are designed in accordance with a choice of risk profiles:

• Cautious
• Cautious to Moderate
• Moderate to Balanced
• Balanced
• Balanced to Adventurous
• Adventurous

Investment philosophy

Our experienced team seek to help our clients achieve their goals by providing them with superior risk-adjusted-returns. They do this through a combination of rigorous portfolio construction and fund selection techniques, as well as strong input and oversight from our market leading external expertise.

Our investment beliefs are:

• Strategic Asset Allocation (“SAA”) is determined by different levels of risk appetite and this drives long-term returns. Strategic Asset Allocation refers to a long-term portfolio strategy that involves choosing asset class allocations and rebalancing the allocations periodically.

• Equities are the best way for investors to capture and reflect economic growth and do the “heavy lifting” within Portfolios

• Diversification helps manage equity risk and to that end we aim to expose our clients’ portfolios to different types of fixed interest and other asset classes

• Tactical Asset Allocation (“TAA”) can boost returns at the margin. This refers to an active management portfolio strategy that shifts asset allocations in a portfolio to take advantage of market trends or economic conditions.

• Specialist managers’ outperform generalists: we believe we can add return through selecting superior managers and combining them together in a coherent portfolio

Where a bespoke portfolio solution is recommended by your financial advisor, we can work with your financial advisor to consider an asset allocation that is just right for you.  This may involve a proportion of your funds being invested in one of model portfolios, alongside further investments to fit within the agreed asset allocation.

All Magnus portfolios are monitored daily and reviewed monthly, or more frequently if it is appropriate, due to a change in market conditions. This ensures the portfolios are able to maximise opportunities in investment markets and enables Magnus to act promptly to switch underperforming funds; or funds which have raised concerns over their potential future performance.

Changes to portfolios are debated, reviewed and approved at the Magnus Investment Committee. This is chaired by Clemmie Vaughan who serves as a Non-Executive Director for Magnus. Clemmie was previously Group CEO of asset manager, Ruffer and enjoyed a fifteen-year career in the asset management business.

We will arrange for you to receive a quarterly valuation of your investments, also enabling you to review the performance of your portfolio and any transactions that have occurred during the period.

Your investments can go down as well as up and you could get back less than you invested.